<?xml version="1.0" encoding="UTF-8"?>
<!--
  Static sitemap for the public marketing routes.

  NOT included: /e/<handle> agency storefronts. Those are database-driven and
  are the highest-value long-tail pages on the site, so they need a generated
  sitemap (or a sitemap index) fed by the published expert_profiles rows —
  see docs/seo-plan.md. Until that lands they are discoverable only by
  crawling the directory at /find.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://opum.io/</loc>
    <lastmod>2026-07-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://opum.io/how-it-works</loc>
    <lastmod>2026-07-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://opum.io/for-agencies</loc>
    <lastmod>2026-07-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://opum.io/pricing</loc>
    <lastmod>2026-07-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://opum.io/find</loc>
    <lastmod>2026-07-21</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://opum.io/terms</loc>
    <lastmod>2026-07-21</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://opum.io/privacy</loc>
    <lastmod>2026-07-21</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://opum.io/cookies</loc>
    <lastmod>2026-07-21</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
</urlset>
